Marina del Rey Long Term Care Insurance

When talking about making financial and insurance decisions it is very important speak with an expert, but it is never more significant than when trying to find a Marina del Rey long-term care insurance plan. Over 70% of everyone over age 65 requires some form of long-term care assistance at a point in their lives, and of all the folks who must have LTC insurance coverage 41% of individuals will be under the age of 65. 24 states have already decreased Medicare funding designed for home care and nursing home care and we can simply expect to see these payment reduced additionally.

The cost of long-term custodial health care is usually disastrous to retirement programs. The price for full-time custodial treatment, including feeding, bathing, dressing and doing just the basic habits of day to day living, is well over $80,000 a year, irrespective of whether it occurs at home or possibly in a nursing home.

Bromberg Insurance Services Provides Strength and Peace of Mind

We have been providing the people of Marina del Rey with sound insurance and financial planning since 1965 and we continue to be a trusted source of advice any time it comes to protecting those plans as well. Marina del Rey long term care insurance is constantly becoming more problematic as all of us continue to survive longer and have far more active standards of living. Many people believe that ultimately the US government will kick in and deal with our necessities, yet that is happening less and less at present. Finding an approach that’s cost-effective today and valuable down the road is the target of LTC planning from the top-rated insurance carriers we represent.

Marina del Rey Long-Term Care Insurance: What is the Risk?

A lot of people struggle to visualize somebody aiding them with all the standard routines of everyday living for example bathing, dressing and eating. However, the truth is greater than 70% of most people will require some sort of aid once they reach age 65, but the most significant probability refers to the length of time that this type of care might be necessary. This is impossible to predict as many people might need a couple of months of care and attention, while other people may require full-time, 24 / 7 care for a long time in cases of Alzheimer’s disease and senile dementia. Recent and forecasted charges for long-term care assistance can be financially devastating to the entire family. A Marina del Rey Long Term Care Insurance program is effective in reducing the risk to your future.

A long term care insurance plan is founded on two items, your actual age plus your existing state of health. Discovering the right protection as long as you’re still capable to qualify for lower rates makes a big difference mainly because everyone’s health changes. Bromberg Insurance Services recognizes this fact, and can include LTC planning at a time that is most appropriate for your unique situation. Because of the many issues associated with any Marina del Rey long term care insurance policy, it’s a good idea to secure reduced rates while you’re able and we are here to assist you find the most comprehensive and cost-effective solution to your long term care needs.

Dealing with the experts at the Bromberg Agency provides you with the security of knowing that you have someone looking out for your financial and insurance needs. We work hard to help you set goals in order to maximize your investments and minimize your exposure to risk. A Marina del Rey Long Term Care Insurance policy is an important part of your total insurance planning. It is designed to protect your assets and provide you with control over your life and care at a time when it is most important. We look forward to helping you face the future with the peace of mind and confidence that comes from knowing you are protected.

Call today and have a professional Marina del Rey Long Term Care Insurance advisor from Bromberg Insurance Services discuss the many options you have concerning long term care and if you would like we can provide a Free Comprehensive Insurance Review for all of your financial and insurance needs.