Marina del Rey Auto Insurance

Marina del Rey Auto Insurance must reflect the types of cars that come to our neighborhood and protect us from the dangers of so many transient vehicles. All types of cars and trucks pull into the harbor. You can see virtually any type of vehicle that you can ever imagine as our harbor is a haven for the car enthusiasts to come and enjoy a day on the water. For this reason, Bromberg Insurance Services, Inc. remains the premier provider of Marina del Rey Auto Insurance.

With 47 years of experience protecting vehicles in Southern California, we understand all vehicles and the desire to preserve your automobile investment. Nevertheless, auto insurance is not only about protecting your car or truck; it is about protecting your family, your finances and the community. Every state, including California, demands vehicle owners to keep a minimum amount of liability insurance, and at the Bromberg Insurance Agency, we recognize that the bare minimum is frequently just inadequate.

How Much Marina del Rey Auto Insurance Do I Need

The state of California requires that all vehicles operated in the state possess proof of financial accountability in the event of damage or injury resulting from a crash, irrespective of which person or vehicle is at liable. Nevertheless, the minimum requirements set in place by the state are incredibly low and may not really insure you against the expense of any damages or injuries, or disabilities, which could cause a disastrous personal financial loss to you or your business.

Bromberg Insurance Services agrees with the Insurance Information Institute and recommends $100,000 bodily injury protection per person, and $300,000 per accident as a bare minimum. Vehicle owners with a substantial net worth (in most cases above $300,000) must also give some thought to an extra form of liability coverage to preserve personal financial assets from lawsuits.

This is important to note that the law does not cover other sorts of insurance plans. Liability coverage will not restore damage to your car, protect against theft or restore broken glass. Use the quote form on this page to find out what you need for your unique scenario is today.

Combating the High Price of Marina del Rey Auto Insurance

Perhaps the two most vital factors in determining auto insurance fees are your driving record plus your age. Accidents, serious traffic infractions and the kinds of claims you have made historically, all contribute to the cost of your premium rates.

For those who have a clean driving history and have maintained insurance protection, you may well enjoy a cheaper rate for your insurance protection. Seasoned motorists generally have significantly less problems than less knowledgeable, younger motorists. Motorists under the age of 25 are frequently thought to be inexperienced and will have a higher premium in spite of their driving record. In an effort to decrease the much higher rates for younger vehicle operators, our company offers discount rates to qualified drivers and exceptional students.

The greater the number of miles you commute daily, and each year, adds to the probability of you becoming involved in an incident. This means that for those who drive fewer miles compared to a normal driver, it’s possible to have a reduced premium. It’s also possible to acquire certain discounts for taking part in a carpool with others.

Marina del Rey auto insurance premiums are also affected by where you reside in the city. Insurance companies study the cost and number of incidents for specific zones in order to determine rates. They also consider the volume of thefts, lawsuits and the cost of auto repairs when fine tuning monthly premiums.

The car you drive and the amount of protection you would like could have a major impact on the premiums you pay. It may cost more to repair some automobiles than it does to repair others. Likewise, some kinds of cars are targeted by thieves more often than are others.

Different types of Marina del Rey Auto Insurance Coverage

Liability – Also means Bodily Injury and Property Damage Liability to meet the minimum state requirements and also to provide you with protection against a financial loss.
Uninsured/Under Insured Motorist – Covers you and your family in the event other drivers are not properly insured.

Comprehensive – This type of insurance covers your car in the event of damage caused by reasons other than a collision. Hail, fire, theft, vandalism, glass and other natural causes are covered by the comprehensive part of your Marina del Rey auto insurance policy.

Collision – Takes care of the damage resulting from an accident with another vehicle or object that occurs while the car is in motion or is hit by another vehicle that is being operated.

There are other types of insurance available for drivers and these are usually added as a rider, or addition, to your policy. Gap, personal injury, rental car reimbursement, towing and labor, custom parts and equipment, and loss of work are just a few of the different types of coverage you may need.

With all the available options, Bromberg Insurance will assist you to navigate the alternatives, find the lowest fees and ensure you have the protection that you need. Trying to find the right coverage and choose the proper options requires someone you can trust, and Bromberg Insurance Services has been your trusted source for Marina del Rey auto insurance since 1965.

Because of our experience in the Marina del Rey auto insurance market, our clients often pay hundreds of dollars less per year by taking advantage of our ability to meet your needs. Take a moment and fill out an online quote form or call us right now and start saving today.