Brentwood Long Term Care Insurance

When it comes to making far reaching financial and insurance decisions it is crucial to work with an expert, nevertheless it’s never more important than when attempting to find a Brentwood long-term care insurance policy.

Over 70% of persons who reach the age of 65 need to have some type of long-term care support at a point in their lives, and of the many people who need LTC assistance 41% of these individuals will likely be under the age of 65. Currently 24 states have minimized Medicare funding meant for home care and nursing home care and we can only anticipate the actual participation to be decreased even further as time moves forward.

The expense of long-term custodial care may be damaging to even the best laid retirement plans. The charge for full-time custodial care, including feeding, bathing, dressing and doing the fundamental activities of day to day living, is well over $80,000 each year, irrespective of whether it happens at home or in a nursing center.

Bromberg Insurance Services Provides Strength and Peace of Mind

We have been providing the people of Brentwood with exceptional insurance and financial planning since 1965 and we continue to be a trusted source of advice when it relates to protecting the health and retirement plans of Brentwood residents. Providing Brentwood long term care insurance is constantly changing area as all of us continue to live longer and have more active lifestyles. Many people imagine that at some point the government will kick in and cover our needs, but that is occurring less and less in current economic times. Furnishing an insurance plan that is budget friendly today and practical in the future is the aim of LTC planning, and the reason we only use the top-rated insurance providers like John Hancock.

Brentwood Long-Term Care Insurance: Just what is the Risk?

Many people struggle to visualize the demand for someone assisting them with the simple tasks of daily living like bathing, dressing and eating. However, the fact remains that well over 70% off people will require some type of assistance once they reach age 65. However, the biggest danger concerns the length of time that this form of care might be essential. This really is impossible to predict as many people may require only a couple of months of care and attention, while others might require full-time, round-the-clock care for a long time in the event of Alzheimer’s disease and senile dementia.

Most current and predicted expenses for long-term care assistance represent a devastating risk to the financial future of most families. A Brentwood Long Term Care Insurance program can aid in reducing the risk to your future.

A long term care insurance plan is based on your existing age along with your present health. Choosing the best policy while you are still able to qualify for excellent premiums makes a big difference due to the fact that everyone’s health will vary as they age. Bromberg Insurance Services recognizes this fact, and can include LTC planning at a time that is best suited for your individual scenario. Because of the many specifics connected with a Brentwood long term care insurance policy, it seems sensible to lock in more affordable rates when you are able and we are here to help you to find the most comprehensive and reasonably priced option for your long term care needs.

Using the services of the experts at the Bromberg Agency gives you the security of knowing that you have someone looking out for your financial and insurance needs. We work hard to help you set goals in order to maximize your investments and minimize your exposure to risk.

A Brentwood Long Term Care Insurance policy is an important part of your total insurance planning. It is designed to protect your assets and provide you with control over your life and care at a time when it is most important. We look forward to helping you face the future with the peace of mind and confidence that comes from knowing you are protected.

Call today and have a professional Brentwood Long Term Care Insurance advisor from Bromberg Insurance Services discuss the many options you have concerning long term care and if you would like we can provide a Free Comprehensive Insurance Review for all of your financial and insurance needs.